Uob savings account minimum balance in singapore. Insured up to S$100k by SDIC. The initial savings amount below $10,000 will earn you a mediocre 0. Mar 5, 2020 · From now till 30 April 2026, stand to win 38,000 UNI$ (equi. Jul 25, 2025 · A minimum balance of S$1,000 is required for the UOB One Savings Account. Once done, you’ll earn the base interest rate of 0. Mar 29, 2022 · Note: Prices quoted are in Singapore dollars and taken from UOB’s indicative prices. Receive incoming funds or transfer funds from your SGD account maintained with another bank to a UOB SGD account – without the need to login to the other bank's Internet Banking service. United Overseas Bank (UOB) has priced a $930m (RMB5. The restricted transactions include but are not limited to digital banking debit fund transfer, ATM withdrawal, debit card purchase and GIRO transfer. Jul 25, 2023 · How the KrisFlyer UOB Savings Account works As compared to other savings accounts, the KrisFlyer UOB savings account doesn’t set too many requirements for you to get the most out of your savings and spending. Subject to qualifying criteria. Maximise Your Savings with UOB One Account Pair your UOB One Debit Card with UOB One Account and enjoy up to 3. Apply for a UOB savings account online to enjoy bank account opening promotions and/or cash rewards when you pay your bills, credit your salary and dividend with UOB. Every savings account comes with a daily minimum balance, such as S$500 for the Maybank iSavvy Savings account, S$1,000 for the OCBC 360 account, and S$3,000 for the POSB or DBS Multiplier account. See full list on blog. is in grams of gold instead of dollars and is based on the highest balance for the month, subject to a minimum of 0. The Jul 20, 2025 · To help you out with navigating savings accounts in Singapore, we've compiled the best savings accounts in Singapore with the highest interest rates in 2025 for different personal and financial needs. Customers buying into investments or Time Deposit must maintain a savings and/or checking account. From accounts, credit cards, loans, investments and more. You don't need to do any action except maybe increase your balance month on month. . Apply and enjoy the highest yield savings from top financial institutions now in Singapore this 2026! Requirements Minimum opening deposit of S$500 S$2 monthly fee if average balance is below S$500 ^If you have FX+ linked to this account, your FX+ foreign currency accounts balances, in Singapore Dollars (SGD) equivalent, will be aggregated and will contribute to meeting the minimum balance amount indicated above i. Register for this Promotion through your Client Advisor or at any UOB Branch. Nov 10, 2025 · Here's everything you need to know about the UOB One Account – including interest, card benefits, minimum balance & review. You only need to fulfill a few simple requirements, such as meeting minimum credit card spend and salary crediting. How do I earn bonus interest on the UOB One Account through credit card spend? Make a minimum of $500 eligible card spend^ on eligible UOB Credit Card or UOB Debit Card to earn bonus interest on the UOB One Account. 1 This Lady’s Savings Rewards Program is only open to UOB Personal Banking, UOB Wealth Banking and UOB Privilege Banking Accountholder(s) who maintain their Account with one of the aforementioned segments during each calendar month. 83%. Earn up to 6 bonus KrisFlyer miles for every S$1 spent. Many accounts dangle attractive interest rates, but only if you maintain a minimum monthly balance, usually $1,000 (like the UOB UOB Singapore provides a wide range of personal banking and financial planning products. on your next S$50,000 Earn an attractive interest rate of up to 1. 2. interest 3 on your savings—just by spending! Jul 20, 2025 · To help you out with navigating savings accounts in Singapore, we've compiled the best savings accounts in Singapore with the highest interest rates in 2025 for different personal and financial needs. **Minimum Initial Deposi We would like to show you a description here but the site won’t allow us. 34 applies (first 3 years fee waiver). UOB One account minimum balance, fall below fee & more The UOB One account is about as "no strings attached" as such savings accounts get. The interest rate earned rises to 2. Maximise returns on your savings with our interest rates. They don't have account with 0 min balance. 65% p. OCBC offers a Precious Metals Account that allows you to buy gold seamlessly via the OCBC Digital app without the need to physically hold it. KrisFlyer UOB Account lets you earn miles and interest as you spend and save. Dec 1, 2025 · We shall start by illustrating the interest rate earned on the UOB One account if you are able to credit your salary of at least S$1,600. * Insured up to S$100k by SDIC. Mar 7, 2026 · However, maintaining a minimum account balance is essential to avoid fall-below fees and maximize interest earnings. Double your chances to win when you maintain a minimum Monthly Average Balance of S$10,000 in your UOB Lady’s Savings Account* throughout March 2026 and Jul 1, 2025 · Maximise your savings with the UOB One Credit Card! Enjoy up to 10% cashback on daily spend. The next Onshore accounts supplied 78% of participation whilst offshore investors contributed 22%. A fall below fee of S$5 is applicable for balances below S$1,000, although this is waived in the first six months for accounts that are opened online. UOB LockAway Account is a dedicated SGD savings account with a separate account number which restricts all self-service fund transfers and usage. 50 if the average daily balance for the month falls below S$500 Jan 2, 2025 · The **UOB One Account** has a minimum balance requirement that varies depending on the type of account activity. With a minimum age requirement of just 15 years old, youths and students can also apply for this account. to 76,000 miles) or S$500 Sephora Gift Card when you spend with UOB Lady’s Credit Card. Jan 29, 2024 · Explore top savings accounts in Singapore for 2024! Find ideal no-salary credit requirement accounts with best interest rates and benefits for your goals. interest when you save & transact with UOB One Account every month. Enjoy competitive interest rates and higher yields with CIMB's savings account - interest accrued daily and credited at the end of the month. Definition 1. From now till 30 April 2026, stand to win 38,000 UNI$ (equi. The UOB One Savings Account is perfect for average consumers seeking high interest rates without fulfilling complicated requirements. Nov 9, 2025 · Earn KrisFlyer miles as you save and spend with the UOB KrisFlyer Savings Account — up to 6 bonus MPD, capped at 5% of your monthly average balance. interest on the first S$75,000 of your account balance. Uob Gold, Singapore Uob, Saving Account And More Receive incoming funds or transfer funds from your SGD account maintained with another bank to a UOB SGD account – without the need to login to the other bank's Internet Banking service. Get up to 5. by (1) spending a minimum of S$500 on selected debit/credit cards and (2) crediting at least S$1,600 of your monthly salary via GIRO/PAYNOW (with the transaction reference code “SALA” / “PAYNOW SALA Nov 19, 2025 · Discover Singapore’s best online savings accounts in 2025. ^If you have FX+ linked to this account, your FX+ foreign currency accounts balances, in Singapore Dollars (SGD) equivalent, will be aggregated and will contribute to meeting the minimum balance amount indicated above i. With UOB One Account, you can earn up to 2. Please refer to Account Service Fees section for more details. if you are able to spend a minimum $500 on eligible UOB card and credit your salary. Monthly Average Balance: To keep your account running smoothly, maintain at least $1,000 SGD as your monthly average balance. 05% p. Dec 9, 2025 · Major banks in Singapore often levy a minimum initial deposit and a minimum daily balance for savings accounts. Double your chances when you maintain a minimum Monthly Average Balance of S$10,000 in UOB Lady’s Savings Account throughout March 2026 and April 2026. Don’t have a UOB Lady’s Savings Account? Apply online and deposit S$5,000 new funds to receive a Bespoke Puffy Bag by Rebynd worth S$98, up to S$120 lululemon Gift Card and/or Apple AirTag. Discover the ultimate cashback credit card today! 4 days ago · Here’s our round-up of the best fixed deposit rates in Singapore in Mar 2026 for banks like UOB, DBS, OCBC, and more. Summary: Best fixed deposit rates in Singapore Overview of best fixed deposit rates in Singapore 2026 Overall best fixed deposit rates—highest in Singapore 2026 Best fixed deposit rates by commitment period Just like gold certificates, a gold savings account lets you buy and sell gold without having to physically manage the real thing. Not so for the UOB One Account. UOB added a new photo. Double your chances to win when you maintain a minimum Monthly Average Balance of S$10,000 in your UOB Lady’s Savings Account* throughout March 2026 and Watch short videos about uob gold savings account singapore from people around the world. ^Please note the eligible card spend and exclusions mentioned below 2. sg Jan 14, 2026 · Minimum Initial Deposit: A starting deposit of $1,000 SGD is required to open a UOB One Account. Annual card fee of S$18. First things first, you’ll have to deposit a minimum of S$1,000 to open an account. 4% p. Foreign Currency Fixed Deposits, Global Currency Account, Gold and Silver Prices, Foreign Exchange Rates Against Singapore Dollar, Foreign Exchange Rates Against USD, UOB CPF Investment Account, One Account, Stash Account, KrisFlyer UOB Account, UniPlus Savings Account, Child Development Account, Global Currency Premium Account, Passbook Savings Account, Privilege Account, Singapore Dollar KrisFlyer UOB Account lets you earn miles and interest as you spend and save. This Promotion is available from 02 March to 31 March 2026. 2 “Bank” or “UOB” means United Overseas Bank Limited and includes its successors or assigns. Featuring the UOB One, OCBC 360, DBS Multiplier account and more. Jan 8, 2026 · Compare between banks to find an account with low fees, high interest rate, and hassle-free eligibility. 60% p. 4 days ago · Just like gold certificates, a gold savings account lets you buy and sell gold without having to physically manage the real thing. 50% p. Note: The minimum initial deposit through Citibank Online is S$5,000 for Singapore Time Deposits. Find the best savings account in Singapore that offers the best interest rates with Singsaver. The UOB Stash is one such account. T&Cs apply. 1. 5 days ago · And the UOB Gold Savings Account requires a 5g minimum (~S$1,125 at current prices) and charges 0. Mar 7, 2026 · Secondly, Minimum Balance Requirements: My UOB Stash Account mandates a minimum balance of S$1,000 to begin accruing interest, which is relatively manageable. You do, however, need to pay $2 every month as an account maintenance fee. on the first S$15,000. moneysmart. for three months on your incremental fresh funds balance when you deposit a minimum of S100,000 in fresh funds into your new or existing Privilege Account. Global Savings Account Minimum Initial Deposit • AUD 5,000 • GBP 5,000 and Minimum Day End • CAD 5,000 • HKD 50,000 Balance to Earn Interest • CHF 5,000 • JPY 500,000 A savings account with a high interest rate can significantly enhance your financial growth, leading to better savings and investment opportunities in the long run. Apply now to open the best savings account for your needs on Singsaver to growing your savings. Open a UOB Basic Savings Account with just RM20. Not UOB but I know DBS has a MY account which has 0 min balance. However, from $10,000 onwards, you are eligible for bonus interest if you meet these requirements: Compare and find the best interest rates for your savings account. Here's a breakdown: 1. Apr 27, 2024 · UOB One Account interest rates for 2025, bonus interest tiers, UOB One Card cashback, $500 spending exclusions, calculator, minimum balance and fall-below fee. Enjoy debit card access, online banking, and PIDM protection up to RM250,000. So LionGlobal at SGD 6. You don't need to meet any minimum balance, and likewise don't need to pay any fall-below fee. Double your chances to win when you maintain a minimum Monthly Average Balance of S$10,000 in your UOB Lady’s Savings Account throughout March 2026 and April 2026! Subject to qualifying criteria. Find the ideal solution to maximize your savings and returns. Global Savings Account Minimum Initial Deposit • AUD 5,000 • GBP 5,000 and Minimum Day End • CAD 5,000 • HKD 50,000 Balance to Earn Interest • CHF 5,000 • JPY 500,000 Compare and find the best interest rates for your UOB savings account. a. Click here for full terms and conditions. Ü UOB Gold Savings Account INITIAL DEPOSIT 5 grams of gold Service charge of 0. Oct 27, 2022 · Most savings accounts have lots of hoops to jump through for bonus interest: buying insurance, investing, taking out a loan, or crediting your salary to name a few. Maintain a minimum S$100,000 Average Daily Balance (ADB) for the month to unlock this Balance bonus for the full month on your deposit balance up to S$1,200,000. Easy, secure, and accessible. Jun 14, 2022 · A stash-and-forget account is essentially one that allows you to put aside extra money at a good interest rate. Does it live up to its name as a decent stash-and-forget savings account in Singapore? Let's look at its pros and cons. CIMB's Gold Account and UOB's Gold Savings Account Definition 1. What Are The Fees For Using UOB Gold Savings Account And Silver Savings Account? While the sale and purchase of gold or silver are GST-exempt, the service charge is subject to GST and will be deducted from the account balance in either gold or silver. If you’re looking for a reliable savings account in Singapore, the UOB Uniplus Account is an excellent option to consider. Not sure which UOB account best suits your needs? Compare savings accounts and more with this convenient tool. Aug 25, 2025 · The UOB Stash Account is a simple, no-frills savings account that rewards you with a total interest rate of up to 5% p. T&Cs apply . Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Conversely, the DBS Multiplier Account demands no minimum balance, a factor that could sway those just beginning to save. when you maintain or increase your monthly average balance. Prizes: 38,000 UNI$ for 5 winners S$500 Sephora Gift Card for 40 winners Subject to qualifying criteria. We would like to show you a description here but the site won’t allow us. Instead, this savings account is straightforward with its requirements. Open a UOB One Account online today and earn our highest interest ever. This statement-based savings account offers a range of benefits, including daily interest rates and a global ATM card, making it […] Jan 27, 2022 · The UOB Stash account also has low entry barriers such as a low minimum initial deposit of $1,000 and a low fall-below fee of $2. Our article will cover products offered by DBS, OCBC and UOB, as well as competing products by digital banks. CIMB's Gold Account and UOB's Gold Savings Account 4 days ago · From now till 30 April 2026, stand to win 38,000 UNI$ (equi. Explore a range of savings and deposit bank accounts at DBS Singapore. Enjoy annual card fee waiver with 12 Visa or Mastercard transactions per year. SGD deposits are insured up to S$100k by SDIC. Open an account & access it easily with online banking services and branches. May 27, 2024 · Withdraw or send Mobile Cash with your mobile phone Discover UOB dining privileges and shopping promotions Perform banking transactions on the go Uniplus Account It’s a savings account that offers the same features, but with a monthly statement included. 5% p. Balance [UOB Online Account Opening Weekly Promotion - Valid from 1 Jan to 31 March 2026] Get up to S$128 cash for the first 88 eligible customers per promotion week who apply for a UOB One Account online and deposit at least S$5,000 in new funds into your new account. Compare rates, terms, and maximise returns. Uob Gold, Singapore Uob, Saving Account And More Feb 19, 2026 · Beat inflation with the best savings accounts with highest interest rates in Singapore. Apply for a UOB One Debit Card What you need to know or complete before you can apply for the Card: You must have a savings or current account with UOB. 46 per unit with 0. For the first monthly average balance of S$75,000 in your account, you earn an interest rate of 1. 25%p. Uniplus and Passbook Account also charge fees if the balance falls below the minimum. 05% interest. OCBC Bank offers a wide range of Deposit Accounts for all your banking needs. Mar 23, 2025 · So to help you out with navigating savings accounts in Singapore, we've compiled the best savings accounts in Singapore with the highest interest rates in 2025 for different personal and financial Jul 28, 2025 · Our way of helping you manage your daily business transactions securely with ease. S$1,000 Min. 12gram/month. Sep 25, 2025 · Banks love their fine print—and savings accounts are no exception. Your gold deposits will simply be reflected in your account balance. Mar 2, 2026 · Explore the best high-interest savings accounts in Singapore to grow your money without fixed deposit lock-ins. View rates across accounts such as UOB One Account, Stash Account, Privilege Account and more. The UOB Global Currency Account offers flexibility and control over your money in 10 foreign currencies, including USD, HKD and EUR. By Oleg Kryukovskiy Many accounts dangle attractive interest rates, but only if you maintain a minimum monthly balance, usually $1,000 (like the UOB One) or even $3,000 (like the OCBC 360). Find out more. Compare interest rates, fees, and features to find the right high-interest account for your goals. You are at least 16 years old. Otherwise you will have to get 1k in UOB. plus spreads. Apply and enjoy the highest yield savings from top financial institutions now! Get free life insurance coverage with the UOB Junior Savers Account, so you and your child can live and grow up worry-free. I recently took a closer look at the UOB One Account, a popular savings account option among individuals residing in Singapore who seek to optimise their earnings on their deposits. Free UOB ATM card included. Current Accounts • Campus Account Initial deposit Minimum balance fee S$500 S$1. 1 “Account” means a UOB Lady’s Savings Account which is in good standing at all times as determined by UOB at its sole discretion. 39% fee and SGX liquidity is actually very competitive as a low-entry option. Apr 7, 2025 · We review the UOB One account's nerfed interest rates, how to maximise your interest with the UOB One Card, and how it fares against other savings accounts. e. 25% p. You may earn up to S$2,850 in interest a year with a S$150,000 balance in UOB One Account by simply fulfilling the same two criteria – i. By maintaining at least S$10,000 Monthly Average Balance (MAB) in your UOB Lady’s Savings Account, you can now earn additional bonus UNI$, called the Lady’s Savings Bonus UNI$, for all eligible transactions in your selected preferred rewards category(ies) charged to your UOB Lady’s Credit Card in each calendar month. Jun 14, 2022 · UOB Lady's Savings Account provides female cancer insurance coverage, medical and wellness benefits for women up to 64 years old. Likewise, S$5,000 or equivalent is required for Foreign Currency Time Deposits. S$1,000 for One Account, S$1,000 for KrisFlyer UOB Account and S$3,000 for iAccount. 0b) three-year Panda bond at a coupon of 1. Global Savings Account Minimum Initial Deposit • USD5,000 • AUD5,000 and Minimum Day End • EUR5,000 • HKD50,000 Balance to Earn Interest • JPY500,000 • NZD5,000 Jul 28, 2025 · Our way of helping you manage your daily business transactions securely with ease. xjjq unjbl fwggl bwfgx agzolw xtlnq xqjg ohmoam rvmi ooobvbd